The cost of medical coverage in Bali is much lower than it is in a country like the United States, where 643,000 people per year declare bankruptcy because of unpaid medical expenses they will never afford to be able to pay, many of these retirees. Your retirement shouldn’t be spent worrying about running out of money, and having to declare bankruptcy. It should be spent enjoying the best years of your life. Maybe someplace tropical. Maybe somewhere like Bali.